MyTherapistNewYork

We do not accept insurance for therapy-  And here is why.

People don’t generally expect therapy when making out their budgets.  They really don’t expect it when they have insurance coverage that covers medically necessary treatments.  For these treatments to be covered, the clinician must give you a medical diagnosis, which becomes part of an elaborate trail of paperwork (sometimes electronic) that includes any number of people involved in getting your insurance claim from the clinician to the insurance panel, and getting payment from the insurance panel back to the clinician.   While the system has its flaws that are too many to discuss here, it does generally work if you are lucky enough to have great medical coverage, and have something like strep throat.  It does not, however, have your best interest in mind when working with mental health clinicians like marriage and family therapists and mental health counselors.

I am an outspoken critic of the book that we in the mental health profession are expected to use in our work with clients called the DSM (The Diagnostic and Statistical Manual of Mental Disorders) put out every ten or fifteen years by the American Psychiatric Association.  (Interestingly, there are no statistics included in this book, despite its name.)  In it, are lists of what psychiatrists have voted to define (based on research?) as mental illness.  Nevermind that psychiatrists are medical doctors trained in biological brain diseases, not usually  psychotherapy, sexuality, couples therapy, substance abuse, eating disorders, autism, or any other topic included in the wide field of psychology.  Yet the entire field of psychology is forced to use codes from this book, to diagnose you with a mental illness, if you want to have insurance pay for part of your therapy, even if your therapy does not include treatment by a psychiatrist/physician.

Let me make it a little more clear to you by giving some real life examples.  You know all those gay kids killing themselves because they are getting bullied?  Well, if they come to therapy, I have to give them a diagnosis, probably related to depression or something called “adjustment disorder”.  So it’s not the little shits DOING the bullying that get the diagnosis, but the victim. Interested in couples therapy because your partner cheats on you?  Are you the one that calls the office to set up the sessions?  Then you are called “the identified patient” (or IP), and the “medical chart” at your therapist’s office will be opened in your name.  If you are the one with the insurance, then you are the one who will receive the mental illness diagnosis.

If you are hearing voices, or know someone who is severely depressed and fear for your safety or theirs, by all means, call 911 or check our your nearest psychiatric emergency room.  But by and large, these aren’t the folks who are going to therapy, many of whom just have problems coping with all the obstacles that come with being alive, and it is unfair for everyone involved to make them fit into a psychiatric/medical model.

Instead of using insurance for therapy, my solution has been to offer psychotherapy/counseling/coaching (whatever you want to call it) on a sliding scale.  This means that I accept a range up to what I consider to be ethically acceptable as the maximum fee (in NYC, my fee is $150, and if you do a bit of searching, you’ll find that some other professionals charge rates that are much higher).   Your rate is calculated based on the number of people in your household and your annual income, and starts at $40.

This is my calling, and my passion, and if I could do it for free, I would.  But I went to school for a long time to be able to practice my profession, and have to pay my bills, too. ( I do not want to be part of a system that emphasizes illness and not wellness, and truth be told, the amount that I would get paid from any given insurance company is not worth the hassle, anyway.) So to make my living (and pay back those student loans), I offer realistic therapy with results.  You track your progress.  You see if you are getting better at dealing with what you came in to deal with.  If you’re not getting better, why would you stay with the same therapist for years on end?  If your therapist can’t tell you exactly their plan for helping you, what are you paying them for?  If you ARE getting better, then why do you need to stay in therapy forever?  I believe so much in what I do, I have developed my practice as a training practice to offer therapists-in-training experience in offering effective, ethical, solution-focused and evidence -based counseling.  (And since 2005 have supervised no less than 30 new therapists, many of whom are now my competition.)

Chances are if you are reading this, you are not mentally ill.  Maybe no one has ever told you that before, even.  I do hope this series sheds some light on the subject of using insurance coverage for therapy, and I hope that you will want to read more about my practice and how we can help you be who you are.

Keep reading at:

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Original Article

Psychiatry and psychotherapy obsess on what’s wrong with people and 
give short shrift to what’s right. The manual of these professions is a 
943-page textbook called the DSM-IV. It identifies scores of pathological 
states but no healthy ones. 
—-exerpt from Pronoia by Rob Brezsny

The Anti-DSM-IV or The Outlaw Catalog of Cagey Optimism


* ACUTE FLUENCY. Happily immersed in artistic creation or scientific 
exploration; lost in a trance-like state of inventiveness that’s both blissful 
and taxing; surrendered to a state of grace in which you’re fully engaged 
in a productive, compelling, and delightful activity. The joy of this 
demanding, rewarding state is intensified by a sense that time has been 
suspended, and is rounder and deeper than usual. (Suggested by H. H. 
Holiday, who reports that extensive studies in this state have been done 
by Mihaly Cziscenmihaliy in his book, *Flow: The Psychology of Optimal 
Experience.*) 


* AESTHETIC BLISS. Vividly experiencing the colors, textures, tones, 
scents, and rhythms of the world around you, creating a symbiotic 
intimacy that dissolves the psychological barriers between you and what 
you observe. (Suggested by Jeanne Grossetti.) 


* AGGRESSIVE SENSITIVITY. Animated by a strong determination to be 
receptive and empathetic. 


* ALIGNMENT WITH THE INFINITY OF THE MOMENT. Reveling in the 
liberating realization that we are all exactly where we need to be at all 
times, even if some of us are temporarily in the midst of trial or 
tribulation, and that human evolution is proceeding exactly as it should, 
even if we can’t see the big picture of the puzzle that would clarify how 
all the pieces fit together perfectly. (Suggested by Meredith Jones.) 


* AUTONOMOUS NURTURING. Not waiting for someone to give you what 
you can give yourself. (Suggested by Shannen Davis.) 


* BASKING IN ELDER WISDOM. A state of expansive ripeness achieved 
through listening to the stories of elders. (Suggested by Annabelle 
Aavard.) 


* BIBLIOBLISS. Transported into states of transcendent pleasure while 
immersed in reading a favorite book. (Suggested by Catherine Kaikowska.) 


* BLASPHEMOUS REVERENCE. Acting on the knowledge that the most 
efficacious form of devotion to the Divine Wow is tinctured with playful or 
mischievous behavior that prevents the buildup of fanaticism. 


* BOO-DUH NATURE. Dwelling in the blithe understanding of the fact that 
worry is useless because most of what we worry about never happens. 
(Suggested by Timothy S. Wallace.) 


* COMIC INTROSPECTION. Being fully aware of your own foibles while still 
loving yourself tenderly and maintaining confidence in your ability to give 
your specific genius to the world. To paraphrase Alan Jones, Dean of 
Grace Cathedral: following the Byzantine ploys of your ego with 
compassion and humor as it tries to make itself the center of everything, 
even of its own suffering and struggle. 


* COMPASSIONATE DISCRIMINATION. Having astute judgment without 
being scornfully judgmental; seeing difficult truths about a situation or 
person without closing your heart or feeling superior. In the words of Alan 
Jones: having the ability “to smell a rat without allowing your ability to 
discern deception sour your vision of the glory and joy that is everyone’s 
birthright.” 


* CRAZED KINDNESS. Having frequent, overpowering urges to bestow 
gifts, disseminate inspiration, and perpetrate random acts of benevolence. 


* ECSTATIC GRATITUDE. Feeling genuine thankfulness with such 
resplendent intensity that you generate a surge of endorphins in your 
body and slip into a full-scale outbreak of euphoria. 


* EMANCIPATED SURRENDER. Letting go of an attachment without 
harboring resentment toward the stimuli that led to the necessity of 
letting go. (Suggested by Timothy S. Wallace.) 


* FRIENDLY SHOCK. Welcoming a surprise that will ultimately have 
benevolent effects. 


* HIGHWAY EQUANIMITY. Feeling serene, polite, and benevolent while 
driving in heavy traffic. (Suggested by Shannen Davis.) 


* HOLY LISTENING. Hearing the words of another human being as if they 
were a direct communication from the Divine Wow to you. 


* IMAGINATIVE TRUTH-TELLING. Conveying the truth of any specific 
situation from multiple angles, thereby mitigating the distortions that 
result from assuming the truth can be told from a single viewpoint. 


* IMPULSIVE LOVE SPREADING. Characterized by a fierce determination to 
never withhold well-deserved praise, inspirational encouragement, positive 
feedback, or loving thoughts; often includes a tendency to write love 
letters on the spur of the moment and on any medium, including napkins, 
grocery bags, and skin. (Suggested by Laurie Burton.) 


* INADVERTENT NATURE WORSHIP. Experiencing the rapture that comes 
from being outside for extended periods of time. (Suggested by Sue Carol 
Robinson.) 


* INGENIOUS INTIMACY. Having an ability to consistently create deep 
connections with other human beings, and to use the lush, reverential 
excitement stimulated by such exchanges to further deepen the 
connections. A well-crafted talent for dissolving your sense of 
separateness and enjoying the innocent exultation that erupts in the wake 
of the dissolution. (Suggested by Sue Carol Robinson.) 


* JOYFUL POIGNANCE. Feeling buoyantly joyful about the beauty and 
mystery of life while remaining aware of the sadness, injustices, wounds, 
and future fears that form the challenges in an examined life. (Suggested 
by Alka Bhargava.) 


* LATE LATE-BLOOMING. Having a capacity for growth spurts well into old 
age, long past the time that conventional wisdom says they’re possible. 


* LEARNING DELIGHT. Experiencing the brain-reeling pleasure that comes 
from learning something new. (Suggested by Sue Carol Robinson.) 


* LUCID DREAM PATRIOTISM. A love of country rooted in the fact that it 
provides the ideal conditions for learning lucid dreaming. (Suggested by 
Kenneth Kelzer, aithor of *The Sun and the Shadow: My Experiment With 
Lucid Dreaming.*) 


* LYRICAL CONSONANCE. Experiencing the visceral yet also cerebral 
excitement that comes from listening to live music played impeccably by 
skilled musicians. (Suggested by Susan E. Nace)

(originally found here: http://www.infjs.com/forums/archive/index.php/t-1799.html)